McAvoy Kemp Wealth Management, LLC

What is a Private Wealth Manager?

We provide coaching, education, and advise on the disciplines of wealth management which allows our clients to manage their lives and wealth more effectively.

We understand the challenges our clients face in managing their careers, families, and personal lives by providing support that will help them:
 

• Focus on what they value the most.
• Improve their Perspective.
• Improve their ability to ask better questions.
• Improve their ability to make better decisions.
• Improve their quality of life.
• Increase their time and energy by simplifying their lives.

• We listen.
• We don’t judge.
• We don’t try to fix.
• We seek to understand.
• We answer the phone when they call.
• We fiercely guard their privacy and confidentially.
• We understand life and money because that is what we do. 

We define Private Wealth Management as the proactive holistic approach to the effective management of investible assets, personal, and real property.

The typical approach of a commission based, transactional product specialist, or “financial advisor” is to take a need’s based selling approach for them to illustrate the need by helping you “dig the hole” so they can present the solution by “throwing you a rope” and thus close the sale. This approach has been extremely successful and profitable for the salespeople and product manufactures to play on the emotions of the unsuspecting public, who’s perspectives are limited.

We have chosen to focus our attention on the process rather than the products. This is what led us to the development of the Six for Life Model® and the Six for Life Blueprint Program®.

Guiding Principles:
 

• Life is based on trust and to be absent of trust is to be absent of value.
• Anything of lasting value in life requires continuous focus, time, and energy.
• To honor our stewardship responsibilities with the liberties that we have been given.

Corporate Values:

• Independence
• Integrity
• Conviction
• Stewardship
• Legacy

Our Mission:

• Our mission is to be an advocate for our clients, while focusing on sustainability of quality of life.

Our Vision:

• Our vision is for continuous and sustainable growth in our ability to providing low cost – best in class Private Wealth Management Services.

Our Approach:

• We embrace a proactive, fair-minded, holistic, qualitative and quantitative process. 

Investment Philosophy:

We believe no one possesses the ability to consistently predict the future. The perfect investment - it doesn’t exist! Our approach to investing it isn’t about chasing returns, it’s about managing risk, it’s about keeping expenses low, it’s about you - keeping more of your money, it’s about you - creating certainty in an uncertain world, it’s simply about - you!

Our Fiduciary Standard:

McAvoy Kemp Wealth Management, LLC is a Registered Investment Advisor and is registered with the Indiana Secretary of State Securities division under the Investment Advisers Act of 1940. The Investment Advisers Act of 1940 holds those registered with the act to a fiduciary standard. The U.S. Department of Labor has recently defined fiduciary as one of “impartial conduct” which means: 

• Duty of Care: The duty to act with care, skill, prudence, and diligence (a “prudent person” standard).
• Duty of Loyalty: Includes three key responsibilities

1. Undivided loyalty – to act without regard to the financial interests of the financial advisor, its firm or its affiliates.
2. Reasonable compensation – to ensure the compensation received is not excessive relative to market value of benefits by the client; and
3. Accurate communication – to not make misleading statements about items such as fees, risk, or conflicts of interest.

Our Discovery Process:

We take what we do very seriously! As a fiduciary we begin every new relationship with our proprietary discovery process the Six for Life Blueprint Program®. This program allows us to work together in a collaborative effort to understand where you have been, where you are, and what you hold true for your future.  

Six for Life Formula for Success™:

• Vision
• Passion
• Conviction
• Goals
• Task
• Commitment

The Six for Life Blueprint Program‘s® purpose is to increase your level of awareness so you can ask better questions, make better decisions, thus giving you greater control over your financial future.  

The Six for Life Blueprint Program® will help you:

1. Forecast and track your expenses allowing you to keep more of your money.
2. Review your current and long-term debt with the goal of reducing or eliminating the need for credit financing.
3. Maximize the value you are receiving from your insurance while seeking to reduce your overall cost. 
4. Increase your savings and investments, diversify your risk, while seeking to improve your returns.
5. Review your taxable income while seeking strategies to reduce your federal and state income taxes.
6. Create an effective estate plan before it is too late.

Our fee structure is simple. McAvoy Kemp Wealth Management, LLC is a fee only registered investment advisory firm and does not receive any form of compensation other than what our family of clients pay us. We work for our clients and simply charge 1% on the first $500,000.00 of assets under management. 

Accounts over $500,000.00 are charged an annual flat fee of $5,000.00 per year or $1,250.00 per quarter in advance. Additional fees will be imposed for accounts that exceed $5,000,000.00.